National Agricultural Risk Management | PRF & MPCI
Data-Driven Protection for the American Producer
Nationwide Consultation for Specialized PRF (Drought) and MPCI (Row Crop) Insurance Solutions.
Ozark Hills Insurance is a premier national provider of sophisticated agricultural risk management. We specialize in protecting the financial integrity of farming and ranching operations across the United States through specialized index-based Drought (PRF) and Multi-Peril Crop Insurance (MPCI). By leveraging advanced climate data and federal risk programs, we provide producers with a strategic advantage—ensuring that regardless of weather patterns or market shifts, your operation remains resilient and profitable.
Coast-to-Coast Coverage
Our specialists are licensed to provide elite advocacy and policy management for producers in nearly every major agricultural state in the U.S.
Precision Grid Mapping
We use hyper-local rainfall index data to build PRF (Pasture, Rangeland, Forage) strategies that are optimized for your specific geographical grid.
USDA & RMA Advocacy
As a national seller, we stay at the forefront of USDA and Risk Management Agency (RMA) updates to maximize your premium subsidies and coverage levels.
How PRF Works
Grid-Based Monitoring: The program uses USDA-RMA data to monitor precipitation levels in specific 17×17 mile grids.
Rainfall Indexing: If the final precipitation index for your grid falls below your selected coverage level, a “loss” is triggered.
Automated Indemnity: You receive a payment based on the lack of rain in your grid—no adjusters or complicated damage claims required.
Flexible Coverage: You choose the specific two-month intervals and coverage levels (70% to 90%) that best match your farm’s risk profile.
National Agricultural Protection | Core Capabilities
Multi-State Licensing: Expert consultation and policy management available for agricultural operations in nearly every major U.S. production state.
Grid-Specific PRF Analytics: Leveraging hyper-local NOAA rainfall data to optimize Pasture, Rangeland, and Forage (PRF) protection for your specific geographical coordinates.
MPCI Yield Advocacy: Comprehensive Multi-Peril Crop Insurance (MPCI) management, guarding against yield loss from drought, excessive moisture, insects, and disease.
Federal Subsidy Maximization: We stay at the forefront of USDA and Risk Management Agency (RMA) updates to ensure you receive the maximum available premium support.
Automated Claim Triggers: Utilizing index-based data for PRF and LRP to ensure rapid, objective claim processing without the need for traditional adjusters.
Strategic Risk Audits: Professional evaluation of your entire operation to identify gaps between weather-driven, yield-driven, and market-driven risks.
National Producer FAQ
1. Does Ozark Hills Insurance sell PRF and MPCI outside of Missouri? Yes. We are a national selling company. We consult with and provide specialized agricultural insurance to producers across the United States, focusing on large-scale cattle and row-crop operations.
2. How does the “National Advocacy” model work? Our team uses remote sensing and localized data grids to audit your operation’s risk. We can manage the entire enrollment and claims process digitally and over the phone, providing the same high-level service regardless of your location.
3. What is the benefit of using a national specialist for PRF? National specialists like the team at OHI have a broader understanding of various regional climates and market trends, allowing us to offer more sophisticated “Grid-Specific” advice than a general local agent might provide.
4. How do I start a national consultation? Producers can reach our national ag desk at 800-303-7736 or through our secure online portal to begin a comprehensive risk audit.
Meet Our Ag Team
Led by career-long Ag-business experts, our team specializes in sophisticated risk management solutions including (LRP) Livestock Risk Protection, PRF Rainfall Indexing and Multi-Peril Crop Insurance for Missouri and Arkansas livestock and row-crop operations.
Jared Underwood
President
Will Gourley
Agent
Hayden Ballard
Agent
Hayden Ballard
Agent
Adam Issacs
Agent
Connect with a National Risk Management Specialist
Our Ag team provides more than just a policy; we provide a nationwide safety net. Whether you are managing acreage in the Midwest, the Delta, or the high plains, our specialists are equipped to perform remote audits and precision rainfall indexing for your specific grids. We do what is best for the producer, every time, ensuring your federal and private protection is seamless and secure.